Most carriers waive the deductible on repairs
Geico, State Farm, Progressive, Allstate, USAA, Nationwide and most other major insurers treat a windshield chip repair as free under comprehensive coverage — they waive the deductible because a cheap repair prevents a costly replacement. So if you carry comprehensive, a small chip usually costs you nothing, whoever you're insured with.
Replacements and deductibles
For a full replacement, your comprehensive deductible applies (unless you've added full glass coverage, which some carriers offer as an option that waives it). Delaware isn't a zero-deductible glass state like Florida or South Carolina, but there's a silver lining: no Delaware sales tax on the glass or labor.
We handle the claim — any carrier
Whoever your insurer is, we verify your coverage, file the glass claim, and bill them directly, so you skip the hold music. Read how to file a windshield claim in Delaware, or just call and we'll check your coverage for you.
Frequently Asked Questions
Does Geico (or State Farm, Progressive) cover windshield replacement?
Yes, if you carry comprehensive coverage — and nearly all major carriers waive the deductible for a chip repair, making it free. Replacements go through your comprehensive deductible.
Is windshield replacement free in Delaware?
Delaware isn't a zero-deductible glass state, so replacements go through your deductible — but repairs are usually free, and there's no sales tax on the work.
Need a hand with your windshield? We offer same-day mobile repair and replacement across Wilmington. Call (302) 520-3338 for a free quote.